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What makes EverFunded different?

Four things that set EverFunded apart, each with its condition: fee back after a fourth payout, no consistency rule outside funded Flash, the $0.99 Flash start and Instant.

The four differences

Four things set EverFunded's accounts apart. Each has a condition, and the condition is shown beside it, because a benefit read without its condition is how a buyer ends up on the wrong account.

Benefit

Condition

Get your 2-Step or 1-Step fee back after that account's fourth payout.

Not on Flash or Instant. It is earned per account, and the refund is what you paid for that account's fee, after discounts and not including add-ons. Passing and earlier payouts do not trigger it, and reaching a fourth payout is not guaranteed. Otherwise fees are not refundable once your account is delivered. Payouts on a new account that replaces that account at a scaling step also count toward its fourth payout, and the fee is refunded only once. See Getting your 2-Step or 1-Step fee back after your fourth payout.

No consistency rule in any evaluation, or on funded 2-Step, 1-Step and Instant accounts.

A funded Flash has one: before you can request a payout, your best day can be at most 20% of the cycle's eligible profit. Above that you keep trading, and it is not a breach. Every payout still needs the product's qualifying days, at least 3% net profit in the payout cycle and at least $100 after the split. The prohibited practices apply at every stage (Terms §11.1). See How the consistency rule works.

Flash starts with a $0.99 entry payment at every size, and you pay the rest of the price only if you pass.

The rest is due within 14 days of the e-mail telling you that you passed. If it is not paid, the pass lapses, nothing is owed and the $0.99 is not refunded. Flash is a single attempt with no reset, no discount code applies to it, and its add-ons, the profit split upgrade, Payout On Demand and swap-free, can be bought only with the payment after a pass and apply only once the account is funded. See How Flash works: start for $0.99, pay the rest only if you pass.

Instant has no evaluation: the account is simulated and funded from day one.

Each Instant payout needs at least 3% net profit in its payout cycle, measured against the balance the cycle started with, and 5 qualifying days in the cycle. Instant is sold from $10K to $100K. See How Instant works: a funded account from day one.

All trading at EverFunded is simulated. The fee you pay is the money at risk. Rewards are discretionary and never guaranteed.

What else is in the offer

The rest of the offer, benefit by benefit, with the condition that travels with each. The product pages carry the full rules for every account.

Benefit

Condition

Four accounts: 2-Step, 1-Step, Flash and Instant.

All accounts are simulated, and every account has a fee.

Sizes from $5K to $200K.

Flash starts at $10K and Instant stops at $100K. Account size is simulated, not money paid to you.

No time limit on 2-Step, 1-Step or Flash.

Opening or closing a trade counts as activity, and so does a change in the profit or loss of a position you hold open. Signing in to your Dashboard or your platform does not. An account with no activity may be closed for inactivity, and we e-mail you first (Terms §5.7). See Is there a time limit to pass an EverFunded evaluation?.

Flash can pass on its first trading day.

The target is 2%, with no qualifying days and no daily loss limit during the evaluation; the 5% overall loss limit still applies, and it is static during the evaluation. Passing is not guaranteed, and a pass does not mean the funded account starts the same day. A funded Flash has a 3% daily loss limit and needs 7 qualifying days in each payout cycle.

No looser limits for sale.

Paid add-ons change only the reward share, the calendar wait before a payout or swap fees, so everyone on the same account has the same limits. On 2-Step, 1-Step and Instant, each add-on is a percentage of the account's price after any code and before any multi-account discount; the multi-account discount never reduces an add-on. See Add-ons: profit split upgrade, Payout On Demand and swap-free.

A reward share of 80% on every account, or 100% with the profit split upgrade.

Rewards are discretionary, paid only when payout conditions are met, and never guaranteed. The upgrade costs 20% of the account's price, bought with a 2-Step, 1-Step or Instant account. On Flash it is bought only with the payment after a pass and costs 20% of the rest of the price.

A 14-day minimum wait in each payout cycle, or none with Payout On Demand.

You choose when to request and how much of the eligible amount, and the minimum is $100 after the split. Every payout also needs the product's qualifying days and at least 3% net profit in the payout cycle. Payout On Demand costs 25% of the account's price and is bought with a 2-Step, 1-Step or Instant account. On Flash it is bought only with the payment after a pass, costs 25% of the rest of the price and applies only once the account is funded.

A scaling plan on 2-Step and 1-Step funded accounts.

Every 3 clean payouts in a row earn a step of 25% of the size you bought. You receive each step as a new account at the larger size, which replaces your current account; your clean-payout count carries on, so your next step comes after another full run of clean payouts in a row. Each step adds the same fixed amount, and the total of the sizes you bought and the scaling you earn is capped at $2M across all your accounts. A clean payout is completed and paid with no hard breach, denial, chargeback or open case; a payout that is not clean restarts the count. A hard breach means exceeding your daily or overall loss limit. Scaling does not change your reward share. Not available on Flash or Instant.

A static overall loss limit on 2-Step and 1-Step.

It does not move as your balance grows, and after each payout it is measured from the new cycle's starting balance. Funded Flash accounts and Instant use a trailing limit that follows your highest closed balance and locks at the starting balance.

Overnight holding on every account, and weekend holding in every evaluation.

Funded 2-Step accounts may also hold over weekends and holidays. On funded 1-Step, Instant and Flash accounts, positions are closed and pending orders cancelled at the platform's Friday close before each weekend, and 30 minutes before each symbol's holiday close; this is not a breach. Crypto that trades 24/7 stays open. Holding does not waive swap fees.

News trading during your evaluation.

During an evaluation news trading is free. On a funded account, profit from trades opened or closed within 3 minutes either side of a high-impact news release is not eligible and is deducted from the balance, unless the trade was opened at least 5 hours earlier and closed by a pre-set stop loss or take profit. The prohibited practices still apply at every stage (Terms §11.1). See Can I trade around news events?.

No mandatory stop-loss, and no minimum trade duration.

Subject to our risk-management and trading rules: unreasonable or uncalculated risk-taking and the prohibited practices are not allowed at any stage, and every loss limit still applies (Terms §11.1).

CFDs on forex, metals, indices, commodities and crypto.

All trading is simulated. Leverage depends on the product and the asset: forex up to 1:100 on the 2-Step evaluation (1:50 funded) and 1:30 on the other products; gold, indices and oil 1:10; crypto 1:2.

A multi-account discount.

10%, 15% or 20% off the challenge fees when you buy 2, 3 or 4 2-Step or 1-Step accounts together, and it never reduces add-ons. You can hold up to 4 active 2-Step, 1-Step and Instant accounts plus one active Flash, and each must be traded by you.

If you plan to automate your trading, or to copy trades from one of your accounts to another, read Using EAs, bots and copy trading first: the Terms set conditions on both.

Example: Suppose holding trades over the weekend matters to how you trade. During a 1-Step evaluation you can hold positions over the weekend. Once that account is funded, open positions are closed and pending orders cancelled at the platform's Friday close before each weekend. That is not a breach, and crypto that trades 24/7 stays open, but it changes how a weekend strategy works on a funded 1-Step. A funded 2-Step can keep holding over the weekend. Reading the benefit and its condition together, before you buy, is the point of this page.

Before you compare

  • A benefit on one product is not automatically on another. Flash, for example, sells its add-ons only with the payment after a pass, and Instant has no scaling plan. Check the product page for the account you would buy.

  • Passing an evaluation is not guaranteed, and EverFunded does not publish a pass rate, so we cannot rank the accounts by your chance of passing. See How many traders pass the Challenge?.

  • A reward share is the percentage used to calculate a discretionary reward from simulated profit, under the payout conditions (Terms §8.5). It is not a salary, and it is not a promise of any amount.

  • Several funded-account conditions differ from the evaluation: the qualifying days in each payout cycle, the weekend close on funded 1-Step, Instant and Flash, the news window and, on Flash, the best-day check. See How an EverFunded funded account works.

  • A new Flash purchase does not earn a credit toward a 2-Step.

  • Is EverFunded cheaper than other prop firms? We do not make that claim. Compare the full cost of the account size you want, together with the rules you would trade under. See How much does an EverFunded account cost? Prices for every size and How to compare prop firms before buying.

  • If a benefit on this page and a page on everfunded.com or at checkout seem to disagree, do not buy on the assumption that the better version applies. Take a screenshot of both and ask us through the Messenger or at [email protected]. Where an article and the published legal documents differ, the legal documents govern.

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Next step

None of the four accounts is best for everyone: they differ in phases, loss limits, price and payout conditions. Compare them side by side in Which account should I choose: 2-Step, 1-Step, Flash or Instant?.

All trading at EverFunded is simulated. The fee you pay is the money at risk. Rewards are discretionary and never guaranteed.

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